LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,558
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$52,130
−HK$1,598/mo
Today · 4.125%
HK$53,728
baseline
▲ 0.50% · 4.625%
HK$56,997
+HK$3,269/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$107,456/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,245
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,753
−HK$1,531/mo
Today · 4.125%
HK$59,284
baseline
▲ 0.50% · 4.625%
HK$62,409
+HK$3,125/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$118,568/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,669
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$62,556
−HK$1,918/mo
Today · 4.125%
HK$64,474
baseline
▲ 0.50% · 4.625%
HK$68,397
+HK$3,923/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$128,948/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,494
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$69,304
−HK$1,836/mo
Today · 4.125%
HK$71,140
baseline
▲ 0.50% · 4.625%
HK$74,890
+HK$3,750/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$142,280/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,781
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$72,982
−HK$2,237/mo
Today · 4.125%
HK$75,219
baseline
▲ 0.50% · 4.625%
HK$79,796
+HK$4,577/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$150,438/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,743
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$80,855
−HK$2,142/mo
Today · 4.125%
HK$82,997
baseline
▲ 0.50% · 4.625%
HK$87,372
+HK$4,375/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$165,994/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,004
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$93,835
−HK$2,876/mo
Today · 4.125%
HK$96,711
baseline
▲ 0.50% · 4.625%
HK$102,595
+HK$5,884/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$193,422/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,241
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$103,956
−HK$2,755/mo
Today · 4.125%
HK$106,711
baseline
▲ 0.50% · 4.625%
HK$112,335
+HK$5,624/mo
Deposit HK$2.22M · loan HK$19.95M · min. income ≈ HK$213,422/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,307 · Scale 2, in force from 26 Feb 2026)