LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,559
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,132
−HK$1,598/mo
Today · 4.125%
HK$53,730
baseline
▲ 0.50% · 4.625%
HK$56,999
+HK$3,269/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$107,460/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,246
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,755
−HK$1,530/mo
Today · 4.125%
HK$59,285
baseline
▲ 0.50% · 4.625%
HK$62,410
+HK$3,125/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$118,570/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,671
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,558
−HK$1,917/mo
Today · 4.125%
HK$64,475
baseline
▲ 0.50% · 4.625%
HK$68,399
+HK$3,924/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$128,950/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,496
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$69,306
−HK$1,836/mo
Today · 4.125%
HK$71,142
baseline
▲ 0.50% · 4.625%
HK$74,892
+HK$3,750/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$142,284/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,783
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$72,984
−HK$2,237/mo
Today · 4.125%
HK$75,221
baseline
▲ 0.50% · 4.625%
HK$79,798
+HK$4,577/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$150,442/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,745
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$80,857
−HK$2,142/mo
Today · 4.125%
HK$82,999
baseline
▲ 0.50% · 4.625%
HK$87,374
+HK$4,375/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$165,998/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,006
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$93,837
−HK$2,876/mo
Today · 4.125%
HK$96,713
baseline
▲ 0.50% · 4.625%
HK$102,598
+HK$5,885/mo
Deposit HK$2.22M · loan HK$19.96M · min. income ≈ HK$193,426/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,244
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$103,959
−HK$2,754/mo
Today · 4.125%
HK$106,713
baseline
▲ 0.50% · 4.625%
HK$112,338
+HK$5,625/mo
Deposit HK$2.22M · loan HK$19.96M · min. income ≈ HK$213,426/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,333 · Scale 2, in force from 26 Feb 2026)