LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,563
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,136
−HK$1,598/mo
Today · 4.125%
HK$53,734
baseline
▲ 0.50% · 4.625%
HK$57,004
+HK$3,270/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$107,468/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,251
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,760
−HK$1,530/mo
Today · 4.125%
HK$59,290
baseline
▲ 0.50% · 4.625%
HK$62,416
+HK$3,126/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$118,580/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,676
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$62,563
−HK$1,918/mo
Today · 4.125%
HK$64,481
baseline
▲ 0.50% · 4.625%
HK$68,404
+HK$3,923/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$128,962/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,501
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,312
−HK$1,836/mo
Today · 4.125%
HK$71,148
baseline
▲ 0.50% · 4.625%
HK$74,899
+HK$3,751/mo
Deposit HK$8.87M · loan HK$13.30M · min. income ≈ HK$142,296/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,789
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$72,991
−HK$2,237/mo
Today · 4.125%
HK$75,228
baseline
▲ 0.50% · 4.625%
HK$79,805
+HK$4,577/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$150,456/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,752
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$80,864
−HK$2,142/mo
Today · 4.125%
HK$83,006
baseline
▲ 0.50% · 4.625%
HK$87,382
+HK$4,376/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$166,012/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$942,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,014
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$93,845
−HK$2,876/mo
Today · 4.125%
HK$96,721
baseline
▲ 0.50% · 4.625%
HK$102,607
+HK$5,886/mo
Deposit HK$2.22M · loan HK$19.96M · min. income ≈ HK$193,442/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,252
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$103,968
−HK$2,754/mo
Today · 4.125%
HK$106,722
baseline
▲ 0.50% · 4.625%
HK$112,348
+HK$5,626/mo
Deposit HK$2.22M · loan HK$19.96M · min. income ≈ HK$213,444/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,412 · Scale 2, in force from 26 Feb 2026)