LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,566
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,139
−HK$1,598/mo
Today · 4.125%
HK$53,737
baseline
▲ 0.50% · 4.625%
HK$57,007
+HK$3,270/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$107,474/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,254
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,763
−HK$1,530/mo
Today · 4.125%
HK$59,293
baseline
▲ 0.50% · 4.625%
HK$62,419
+HK$3,126/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$118,586/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,679
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$62,567
−HK$1,917/mo
Today · 4.125%
HK$64,484
baseline
▲ 0.50% · 4.625%
HK$68,408
+HK$3,924/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$128,968/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,505
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,315
−HK$1,837/mo
Today · 4.125%
HK$71,152
baseline
▲ 0.50% · 4.625%
HK$74,903
+HK$3,751/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$142,304/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,792
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$72,994
−HK$2,238/mo
Today · 4.125%
HK$75,232
baseline
▲ 0.50% · 4.625%
HK$79,809
+HK$4,577/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$150,464/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,756
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$80,868
−HK$2,143/mo
Today · 4.125%
HK$83,011
baseline
▲ 0.50% · 4.625%
HK$87,386
+HK$4,375/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$166,022/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,019
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$93,850
−HK$2,876/mo
Today · 4.125%
HK$96,726
baseline
▲ 0.50% · 4.625%
HK$102,612
+HK$5,886/mo
Deposit HK$2.22M · loan HK$19.96M · min. income ≈ HK$193,452/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,257
−HK$5,471/mo
▼ 0.25% · 3.875%
HK$103,973
−HK$2,755/mo
Today · 4.125%
HK$106,728
baseline
▲ 0.50% · 4.625%
HK$112,354
+HK$5,626/mo
Deposit HK$2.22M · loan HK$19.96M · min. income ≈ HK$213,456/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,462 · Scale 2, in force from 26 Feb 2026)