LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,568
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,140
−HK$1,599/mo
Today · 4.125%
HK$53,739
baseline
▲ 0.50% · 4.625%
HK$57,008
+HK$3,269/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$107,478/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,256
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,765
−HK$1,530/mo
Today · 4.125%
HK$59,295
baseline
▲ 0.50% · 4.625%
HK$62,421
+HK$3,126/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$118,590/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,681
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$62,569
−HK$1,917/mo
Today · 4.125%
HK$64,486
baseline
▲ 0.50% · 4.625%
HK$68,410
+HK$3,924/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$128,972/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,507
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,318
−HK$1,836/mo
Today · 4.125%
HK$71,154
baseline
▲ 0.50% · 4.625%
HK$74,905
+HK$3,751/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$142,308/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,795
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$72,997
−HK$2,237/mo
Today · 4.125%
HK$75,234
baseline
▲ 0.50% · 4.625%
HK$79,812
+HK$4,578/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$150,468/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,758
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$80,870
−HK$2,143/mo
Today · 4.125%
HK$83,013
baseline
▲ 0.50% · 4.625%
HK$87,389
+HK$4,376/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$166,026/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,022
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$93,853
−HK$2,876/mo
Today · 4.125%
HK$96,729
baseline
▲ 0.50% · 4.625%
HK$102,615
+HK$5,886/mo
Deposit HK$2.22M · loan HK$19.96M · min. income ≈ HK$193,458/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,261
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$103,976
−HK$2,755/mo
Today · 4.125%
HK$106,731
baseline
▲ 0.50% · 4.625%
HK$112,357
+HK$5,626/mo
Deposit HK$2.22M · loan HK$19.96M · min. income ≈ HK$213,462/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,491 · Scale 2, in force from 26 Feb 2026)