LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,568
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,141
−HK$1,598/mo
Today · 4.125%
HK$53,739
baseline
▲ 0.50% · 4.625%
HK$57,009
+HK$3,270/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$107,478/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,256
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,765
−HK$1,531/mo
Today · 4.125%
HK$59,296
baseline
▲ 0.50% · 4.625%
HK$62,421
+HK$3,125/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$118,592/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,682
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$62,569
−HK$1,918/mo
Today · 4.125%
HK$64,487
baseline
▲ 0.50% · 4.625%
HK$68,411
+HK$3,924/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$128,974/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,508
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,318
−HK$1,837/mo
Today · 4.125%
HK$71,155
baseline
▲ 0.50% · 4.625%
HK$74,905
+HK$3,750/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$142,310/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,795
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$72,997
−HK$2,238/mo
Today · 4.125%
HK$75,235
baseline
▲ 0.50% · 4.625%
HK$79,812
+HK$4,577/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$150,470/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,759
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$80,871
−HK$2,143/mo
Today · 4.125%
HK$83,014
baseline
▲ 0.50% · 4.625%
HK$87,390
+HK$4,376/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$166,028/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,022
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$93,854
−HK$2,876/mo
Today · 4.125%
HK$96,730
baseline
▲ 0.50% · 4.625%
HK$102,616
+HK$5,886/mo
Deposit HK$2.22M · loan HK$19.96M · min. income ≈ HK$193,460/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,261
−HK$5,471/mo
▼ 0.25% · 3.875%
HK$103,977
−HK$2,755/mo
Today · 4.125%
HK$106,732
baseline
▲ 0.50% · 4.625%
HK$112,358
+HK$5,626/mo
Deposit HK$2.22M · loan HK$19.96M · min. income ≈ HK$213,464/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,499 · Scale 2, in force from 26 Feb 2026)