LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,569
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,142
−HK$1,598/mo
Today · 4.125%
HK$53,740
baseline
▲ 0.50% · 4.625%
HK$57,010
+HK$3,270/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$107,480/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,257
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,766
−HK$1,531/mo
Today · 4.125%
HK$59,297
baseline
▲ 0.50% · 4.625%
HK$62,422
+HK$3,125/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$118,594/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,683
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$62,570
−HK$1,918/mo
Today · 4.125%
HK$64,488
baseline
▲ 0.50% · 4.625%
HK$68,412
+HK$3,924/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$128,976/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,509
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,319
−HK$1,837/mo
Today · 4.125%
HK$71,156
baseline
▲ 0.50% · 4.625%
HK$74,907
+HK$3,751/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$142,312/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,797
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$72,999
−HK$2,237/mo
Today · 4.125%
HK$75,236
baseline
▲ 0.50% · 4.625%
HK$79,814
+HK$4,578/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$150,472/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,760
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$80,873
−HK$2,143/mo
Today · 4.125%
HK$83,016
baseline
▲ 0.50% · 4.625%
HK$87,391
+HK$4,375/mo
Deposit HK$6.65M · loan HK$15.52M · min. income ≈ HK$166,032/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,024
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$93,855
−HK$2,877/mo
Today · 4.125%
HK$96,732
baseline
▲ 0.50% · 4.625%
HK$102,618
+HK$5,886/mo
Deposit HK$2.22M · loan HK$19.96M · min. income ≈ HK$193,464/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,263
−HK$5,471/mo
▼ 0.25% · 3.875%
HK$103,979
−HK$2,755/mo
Today · 4.125%
HK$106,734
baseline
▲ 0.50% · 4.625%
HK$112,360
+HK$5,626/mo
Deposit HK$2.22M · loan HK$19.96M · min. income ≈ HK$213,468/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,517 · Scale 2, in force from 26 Feb 2026)