LTV · monthly repayment
▼ 0.50% · 3.625%
HK$505,690
−HK$31,711/mo
▼ 0.25% · 3.875%
HK$521,420
−HK$15,981/mo
Today · 4.125%
HK$537,401
baseline
▲ 0.50% · 4.625%
HK$570,101
+HK$32,700/mo
Deposit HK$110.88M · loan HK$110.88M · min. income ≈ HK$1,074,802/mo (50% DSR)
Upfront cash ≈ HK$125.30M (deposit + AVD stamp duty HK$14,414,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$562,575
−HK$30,394/mo
▼ 0.25% · 3.875%
HK$577,663
−HK$15,306/mo
Today · 4.125%
HK$592,969
baseline
▲ 0.50% · 4.625%
HK$624,225
+HK$31,256/mo
Deposit HK$110.88M · loan HK$110.88M · min. income ≈ HK$1,185,938/mo (50% DSR)
Upfront cash ≈ HK$125.30M (deposit + AVD stamp duty HK$14,414,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$606,828
−HK$38,053/mo
▼ 0.25% · 3.875%
HK$625,704
−HK$19,177/mo
Today · 4.125%
HK$644,881
baseline
▲ 0.50% · 4.625%
HK$684,121
+HK$39,240/mo
Deposit HK$88.71M · loan HK$133.06M · min. income ≈ HK$1,289,762/mo (50% DSR)
Upfront cash ≈ HK$103.12M (deposit + AVD stamp duty HK$14,414,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$675,090
−HK$36,473/mo
▼ 0.25% · 3.875%
HK$693,196
−HK$18,367/mo
Today · 4.125%
HK$711,563
baseline
▲ 0.50% · 4.625%
HK$749,071
+HK$37,508/mo
Deposit HK$88.71M · loan HK$133.06M · min. income ≈ HK$1,423,126/mo (50% DSR)
Upfront cash ≈ HK$103.12M (deposit + AVD stamp duty HK$14,414,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$707,966
−HK$44,396/mo
▼ 0.25% · 3.875%
HK$729,988
−HK$22,374/mo
Today · 4.125%
HK$752,362
baseline
▲ 0.50% · 4.625%
HK$798,141
+HK$45,779/mo
Deposit HK$66.53M · loan HK$155.24M · min. income ≈ HK$1,504,724/mo (50% DSR)
Upfront cash ≈ HK$80.95M (deposit + AVD stamp duty HK$14,414,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$787,605
−HK$42,552/mo
▼ 0.25% · 3.875%
HK$808,728
−HK$21,429/mo
Today · 4.125%
HK$830,157
baseline
▲ 0.50% · 4.625%
HK$873,916
+HK$43,759/mo
Deposit HK$66.53M · loan HK$155.24M · min. income ≈ HK$1,660,314/mo (50% DSR)
Upfront cash ≈ HK$80.95M (deposit + AVD stamp duty HK$14,414,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$910,242
−HK$57,080/mo
▼ 0.25% · 3.875%
HK$938,556
−HK$28,766/mo
Today · 4.125%
HK$967,322
baseline
▲ 0.50% · 4.625%
HK$1,026,182
+HK$58,860/mo
Deposit HK$22.18M · loan HK$199.59M · min. income ≈ HK$1,934,644/mo (50% DSR)
Upfront cash ≈ HK$36.59M (deposit + AVD stamp duty HK$14,414,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,012,635
−HK$54,710/mo
▼ 0.25% · 3.875%
HK$1,039,793
−HK$27,552/mo
Today · 4.125%
HK$1,067,345
baseline
▲ 0.50% · 4.625%
HK$1,123,606
+HK$56,261/mo
Deposit HK$22.18M · loan HK$199.59M · min. income ≈ HK$2,134,690/mo (50% DSR)
Upfront cash ≈ HK$36.59M (deposit + AVD stamp duty HK$14,414,981 · Scale 2, in force from 26 Feb 2026)