LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,573
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,146
−HK$1,598/mo
Today · 4.125%
HK$53,744
baseline
▲ 0.50% · 4.625%
HK$57,014
+HK$3,270/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$107,488/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,262
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,771
−HK$1,530/mo
Today · 4.125%
HK$59,301
baseline
▲ 0.50% · 4.625%
HK$62,427
+HK$3,126/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$118,602/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,687
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$62,575
−HK$1,918/mo
Today · 4.125%
HK$64,493
baseline
▲ 0.50% · 4.625%
HK$68,417
+HK$3,924/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$128,986/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,514
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$69,325
−HK$1,837/mo
Today · 4.125%
HK$71,162
baseline
▲ 0.50% · 4.625%
HK$74,913
+HK$3,751/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$142,324/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$942,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,802
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$73,004
−HK$2,238/mo
Today · 4.125%
HK$75,242
baseline
▲ 0.50% · 4.625%
HK$79,820
+HK$4,578/mo
Deposit HK$6.65M · loan HK$15.53M · min. income ≈ HK$150,484/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,767
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$80,879
−HK$2,143/mo
Today · 4.125%
HK$83,022
baseline
▲ 0.50% · 4.625%
HK$87,398
+HK$4,376/mo
Deposit HK$6.65M · loan HK$15.53M · min. income ≈ HK$166,044/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,031
−HK$5,709/mo
▼ 0.25% · 3.875%
HK$93,863
−HK$2,877/mo
Today · 4.125%
HK$96,740
baseline
▲ 0.50% · 4.625%
HK$102,626
+HK$5,886/mo
Deposit HK$2.22M · loan HK$19.96M · min. income ≈ HK$193,480/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,271
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$103,987
−HK$2,756/mo
Today · 4.125%
HK$106,743
baseline
▲ 0.50% · 4.625%
HK$112,369
+HK$5,626/mo
Deposit HK$2.22M · loan HK$19.96M · min. income ≈ HK$213,486/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,590 · Scale 2, in force from 26 Feb 2026)