LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,580
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,153
−HK$1,599/mo
Today · 4.125%
HK$53,752
baseline
▲ 0.50% · 4.625%
HK$57,023
+HK$3,271/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$107,504/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,270
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,779
−HK$1,531/mo
Today · 4.125%
HK$59,310
baseline
▲ 0.50% · 4.625%
HK$62,436
+HK$3,126/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$118,620/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,696
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$62,584
−HK$1,918/mo
Today · 4.125%
HK$64,502
baseline
▲ 0.50% · 4.625%
HK$68,427
+HK$3,925/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$129,004/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$942,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,524
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$69,335
−HK$1,837/mo
Today · 4.125%
HK$71,172
baseline
▲ 0.50% · 4.625%
HK$74,923
+HK$3,751/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$142,344/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$942,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,812
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$73,015
−HK$2,238/mo
Today · 4.125%
HK$75,253
baseline
▲ 0.50% · 4.625%
HK$79,832
+HK$4,579/mo
Deposit HK$6.65M · loan HK$15.53M · min. income ≈ HK$150,506/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,778
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$80,891
−HK$2,143/mo
Today · 4.125%
HK$83,034
baseline
▲ 0.50% · 4.625%
HK$87,411
+HK$4,377/mo
Deposit HK$6.65M · loan HK$15.53M · min. income ≈ HK$166,068/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,044
−HK$5,709/mo
▼ 0.25% · 3.875%
HK$93,876
−HK$2,877/mo
Today · 4.125%
HK$96,753
baseline
▲ 0.50% · 4.625%
HK$102,641
+HK$5,888/mo
Deposit HK$2.22M · loan HK$19.96M · min. income ≈ HK$193,506/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,286
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$104,002
−HK$2,756/mo
Today · 4.125%
HK$106,758
baseline
▲ 0.50% · 4.625%
HK$112,385
+HK$5,627/mo
Deposit HK$2.22M · loan HK$19.96M · min. income ≈ HK$213,516/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,725 · Scale 2, in force from 26 Feb 2026)