LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,585
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,159
−HK$1,598/mo
Today · 4.125%
HK$53,757
baseline
▲ 0.50% · 4.625%
HK$57,028
+HK$3,271/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$107,514/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,276
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,785
−HK$1,531/mo
Today · 4.125%
HK$59,316
baseline
▲ 0.50% · 4.625%
HK$62,443
+HK$3,127/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$118,632/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,702
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$62,590
−HK$1,919/mo
Today · 4.125%
HK$64,509
baseline
▲ 0.50% · 4.625%
HK$68,434
+HK$3,925/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$129,018/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$942,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,531
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$69,342
−HK$1,837/mo
Today · 4.125%
HK$71,179
baseline
▲ 0.50% · 4.625%
HK$74,931
+HK$3,752/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$142,358/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$942,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,819
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$73,022
−HK$2,238/mo
Today · 4.125%
HK$75,260
baseline
▲ 0.50% · 4.625%
HK$79,840
+HK$4,580/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$150,520/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,786
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$80,899
−HK$2,143/mo
Today · 4.125%
HK$83,042
baseline
▲ 0.50% · 4.625%
HK$87,420
+HK$4,378/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$166,084/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,053
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$93,886
−HK$2,877/mo
Today · 4.125%
HK$96,763
baseline
▲ 0.50% · 4.625%
HK$102,651
+HK$5,888/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$193,526/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,296
−HK$5,473/mo
▼ 0.25% · 3.875%
HK$104,013
−HK$2,756/mo
Today · 4.125%
HK$106,769
baseline
▲ 0.50% · 4.625%
HK$112,397
+HK$5,628/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$213,538/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,820 · Scale 2, in force from 26 Feb 2026)