LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,586
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,159
−HK$1,599/mo
Today · 4.125%
HK$53,758
baseline
▲ 0.50% · 4.625%
HK$57,029
+HK$3,271/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$107,516/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,276
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,786
−HK$1,531/mo
Today · 4.125%
HK$59,317
baseline
▲ 0.50% · 4.625%
HK$62,443
+HK$3,126/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$118,634/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$942,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,703
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$62,591
−HK$1,919/mo
Today · 4.125%
HK$64,510
baseline
▲ 0.50% · 4.625%
HK$68,435
+HK$3,925/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$129,020/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$942,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,532
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$69,343
−HK$1,837/mo
Today · 4.125%
HK$71,180
baseline
▲ 0.50% · 4.625%
HK$74,932
+HK$3,752/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$142,360/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$942,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,820
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$73,023
−HK$2,238/mo
Today · 4.125%
HK$75,261
baseline
▲ 0.50% · 4.625%
HK$79,841
+HK$4,580/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$150,522/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,787
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$80,900
−HK$2,143/mo
Today · 4.125%
HK$83,043
baseline
▲ 0.50% · 4.625%
HK$87,421
+HK$4,378/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$166,086/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,055
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$93,887
−HK$2,878/mo
Today · 4.125%
HK$96,765
baseline
▲ 0.50% · 4.625%
HK$102,652
+HK$5,887/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$193,530/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,297
−HK$5,473/mo
▼ 0.25% · 3.875%
HK$104,014
−HK$2,756/mo
Today · 4.125%
HK$106,770
baseline
▲ 0.50% · 4.625%
HK$112,398
+HK$5,628/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$213,540/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,834 · Scale 2, in force from 26 Feb 2026)