LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,587
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,161
−HK$1,598/mo
Today · 4.125%
HK$53,759
baseline
▲ 0.50% · 4.625%
HK$57,031
+HK$3,272/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$107,518/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$942,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,278
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,787
−HK$1,531/mo
Today · 4.125%
HK$59,318
baseline
▲ 0.50% · 4.625%
HK$62,445
+HK$3,127/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$118,636/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$942,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,705
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$62,593
−HK$1,918/mo
Today · 4.125%
HK$64,511
baseline
▲ 0.50% · 4.625%
HK$68,437
+HK$3,926/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$129,022/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$942,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,533
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,345
−HK$1,837/mo
Today · 4.125%
HK$71,182
baseline
▲ 0.50% · 4.625%
HK$74,934
+HK$3,752/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$142,364/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$942,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,822
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$73,025
−HK$2,238/mo
Today · 4.125%
HK$75,263
baseline
▲ 0.50% · 4.625%
HK$79,843
+HK$4,580/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$150,526/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,789
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$80,902
−HK$2,144/mo
Today · 4.125%
HK$83,046
baseline
▲ 0.50% · 4.625%
HK$87,423
+HK$4,377/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$166,092/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,057
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$93,889
−HK$2,878/mo
Today · 4.125%
HK$96,767
baseline
▲ 0.50% · 4.625%
HK$102,655
+HK$5,888/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$193,534/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,300
−HK$5,473/mo
▼ 0.25% · 3.875%
HK$104,017
−HK$2,756/mo
Today · 4.125%
HK$106,773
baseline
▲ 0.50% · 4.625%
HK$112,401
+HK$5,628/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$213,546/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,858 · Scale 2, in force from 26 Feb 2026)