LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,589
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,162
−HK$1,599/mo
Today · 4.125%
HK$53,761
baseline
▲ 0.50% · 4.625%
HK$57,032
+HK$3,271/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$107,522/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$942,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,280
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,789
−HK$1,531/mo
Today · 4.125%
HK$59,320
baseline
▲ 0.50% · 4.625%
HK$62,447
+HK$3,127/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$118,640/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$942,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,707
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$62,595
−HK$1,918/mo
Today · 4.125%
HK$64,513
baseline
▲ 0.50% · 4.625%
HK$68,439
+HK$3,926/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$129,026/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$942,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,535
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,347
−HK$1,837/mo
Today · 4.125%
HK$71,184
baseline
▲ 0.50% · 4.625%
HK$74,936
+HK$3,752/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$142,368/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$942,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,824
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$73,027
−HK$2,239/mo
Today · 4.125%
HK$75,266
baseline
▲ 0.50% · 4.625%
HK$79,845
+HK$4,579/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$150,532/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,791
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$80,904
−HK$2,144/mo
Today · 4.125%
HK$83,048
baseline
▲ 0.50% · 4.625%
HK$87,426
+HK$4,378/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$166,096/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,060
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$93,892
−HK$2,878/mo
Today · 4.125%
HK$96,770
baseline
▲ 0.50% · 4.625%
HK$102,658
+HK$5,888/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$193,540/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,303
−HK$5,473/mo
▼ 0.25% · 3.875%
HK$104,020
−HK$2,756/mo
Today · 4.125%
HK$106,776
baseline
▲ 0.50% · 4.625%
HK$112,405
+HK$5,629/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$213,552/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,887 · Scale 2, in force from 26 Feb 2026)