LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,590
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,164
−HK$1,598/mo
Today · 4.125%
HK$53,762
baseline
▲ 0.50% · 4.625%
HK$57,034
+HK$3,272/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$107,524/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$942,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,281
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,790
−HK$1,531/mo
Today · 4.125%
HK$59,321
baseline
▲ 0.50% · 4.625%
HK$62,448
+HK$3,127/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$118,642/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$942,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,708
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$62,596
−HK$1,919/mo
Today · 4.125%
HK$64,515
baseline
▲ 0.50% · 4.625%
HK$68,440
+HK$3,925/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$129,030/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$942,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,537
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,348
−HK$1,838/mo
Today · 4.125%
HK$71,186
baseline
▲ 0.50% · 4.625%
HK$74,938
+HK$3,752/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$142,372/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$942,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,826
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$73,029
−HK$2,238/mo
Today · 4.125%
HK$75,267
baseline
▲ 0.50% · 4.625%
HK$79,847
+HK$4,580/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$150,534/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,793
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$80,906
−HK$2,144/mo
Today · 4.125%
HK$83,050
baseline
▲ 0.50% · 4.625%
HK$87,428
+HK$4,378/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$166,100/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,062
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$93,894
−HK$2,878/mo
Today · 4.125%
HK$96,772
baseline
▲ 0.50% · 4.625%
HK$102,661
+HK$5,889/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$193,544/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,305
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$104,022
−HK$2,757/mo
Today · 4.125%
HK$106,779
baseline
▲ 0.50% · 4.625%
HK$112,407
+HK$5,628/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$213,558/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,908 · Scale 2, in force from 26 Feb 2026)