LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,591
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,165
−HK$1,599/mo
Today · 4.125%
HK$53,764
baseline
▲ 0.50% · 4.625%
HK$57,035
+HK$3,271/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$107,528/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$942,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,282
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,792
−HK$1,531/mo
Today · 4.125%
HK$59,323
baseline
▲ 0.50% · 4.625%
HK$62,450
+HK$3,127/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$118,646/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$942,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,709
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,598
−HK$1,919/mo
Today · 4.125%
HK$64,517
baseline
▲ 0.50% · 4.625%
HK$68,442
+HK$3,925/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$129,034/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$942,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,539
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,350
−HK$1,838/mo
Today · 4.125%
HK$71,188
baseline
▲ 0.50% · 4.625%
HK$74,940
+HK$3,752/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$142,376/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$942,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,828
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$73,031
−HK$2,238/mo
Today · 4.125%
HK$75,269
baseline
▲ 0.50% · 4.625%
HK$79,849
+HK$4,580/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$150,538/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,795
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$80,908
−HK$2,144/mo
Today · 4.125%
HK$83,052
baseline
▲ 0.50% · 4.625%
HK$87,430
+HK$4,378/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$166,104/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,064
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$93,897
−HK$2,878/mo
Today · 4.125%
HK$96,775
baseline
▲ 0.50% · 4.625%
HK$102,663
+HK$5,888/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$193,550/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,308
−HK$5,473/mo
▼ 0.25% · 3.875%
HK$104,025
−HK$2,756/mo
Today · 4.125%
HK$106,781
baseline
▲ 0.50% · 4.625%
HK$112,410
+HK$5,629/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$213,562/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,933 · Scale 2, in force from 26 Feb 2026)