LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,593
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,167
−HK$1,598/mo
Today · 4.125%
HK$53,765
baseline
▲ 0.50% · 4.625%
HK$57,037
+HK$3,272/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$107,530/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$942,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,284
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,793
−HK$1,532/mo
Today · 4.125%
HK$59,325
baseline
▲ 0.50% · 4.625%
HK$62,452
+HK$3,127/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$118,650/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$942,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,711
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$62,600
−HK$1,918/mo
Today · 4.125%
HK$64,518
baseline
▲ 0.50% · 4.625%
HK$68,444
+HK$3,926/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$129,036/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$942,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,541
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,352
−HK$1,838/mo
Today · 4.125%
HK$71,190
baseline
▲ 0.50% · 4.625%
HK$74,942
+HK$3,752/mo
Deposit HK$8.87M · loan HK$13.31M · min. income ≈ HK$142,380/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$942,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,830
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$73,033
−HK$2,239/mo
Today · 4.125%
HK$75,272
baseline
▲ 0.50% · 4.625%
HK$79,852
+HK$4,580/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$150,544/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,798
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$80,911
−HK$2,144/mo
Today · 4.125%
HK$83,055
baseline
▲ 0.50% · 4.625%
HK$87,433
+HK$4,378/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$166,110/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,067
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$93,900
−HK$2,878/mo
Today · 4.125%
HK$96,778
baseline
▲ 0.50% · 4.625%
HK$102,666
+HK$5,888/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$193,556/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,311
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$104,028
−HK$2,757/mo
Today · 4.125%
HK$106,785
baseline
▲ 0.50% · 4.625%
HK$112,413
+HK$5,628/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$213,570/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,962 · Scale 2, in force from 26 Feb 2026)