LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,593
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,167
−HK$1,599/mo
Today · 4.125%
HK$53,766
baseline
▲ 0.50% · 4.625%
HK$57,038
+HK$3,272/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$107,532/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$942,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,285
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,794
−HK$1,532/mo
Today · 4.125%
HK$59,326
baseline
▲ 0.50% · 4.625%
HK$62,453
+HK$3,127/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$118,652/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$942,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,712
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$62,601
−HK$1,918/mo
Today · 4.125%
HK$64,519
baseline
▲ 0.50% · 4.625%
HK$68,445
+HK$3,926/mo
Deposit HK$8.88M · loan HK$13.31M · min. income ≈ HK$129,038/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$942,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,542
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,353
−HK$1,838/mo
Today · 4.125%
HK$71,191
baseline
▲ 0.50% · 4.625%
HK$74,943
+HK$3,752/mo
Deposit HK$8.88M · loan HK$13.31M · min. income ≈ HK$142,382/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$942,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,831
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$73,034
−HK$2,239/mo
Today · 4.125%
HK$75,273
baseline
▲ 0.50% · 4.625%
HK$79,853
+HK$4,580/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$150,546/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,799
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$80,912
−HK$2,144/mo
Today · 4.125%
HK$83,056
baseline
▲ 0.50% · 4.625%
HK$87,434
+HK$4,378/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$166,112/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,068
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$93,901
−HK$2,878/mo
Today · 4.125%
HK$96,779
baseline
▲ 0.50% · 4.625%
HK$102,668
+HK$5,889/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$193,558/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,313
−HK$5,473/mo
▼ 0.25% · 3.875%
HK$104,030
−HK$2,756/mo
Today · 4.125%
HK$106,786
baseline
▲ 0.50% · 4.625%
HK$112,415
+HK$5,629/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$213,572/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,975 · Scale 2, in force from 26 Feb 2026)