LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,594
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,168
−HK$1,599/mo
Today · 4.125%
HK$53,767
baseline
▲ 0.50% · 4.625%
HK$57,039
+HK$3,272/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$107,534/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$942,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,286
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,795
−HK$1,532/mo
Today · 4.125%
HK$59,327
baseline
▲ 0.50% · 4.625%
HK$62,454
+HK$3,127/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$118,654/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$942,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,713
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,602
−HK$1,919/mo
Today · 4.125%
HK$64,521
baseline
▲ 0.50% · 4.625%
HK$68,447
+HK$3,926/mo
Deposit HK$8.88M · loan HK$13.31M · min. income ≈ HK$129,042/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$942,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,543
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,355
−HK$1,837/mo
Today · 4.125%
HK$71,192
baseline
▲ 0.50% · 4.625%
HK$74,945
+HK$3,753/mo
Deposit HK$8.88M · loan HK$13.31M · min. income ≈ HK$142,384/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$942,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,832
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$73,036
−HK$2,238/mo
Today · 4.125%
HK$75,274
baseline
▲ 0.50% · 4.625%
HK$79,854
+HK$4,580/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$150,548/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,800
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$80,914
−HK$2,144/mo
Today · 4.125%
HK$83,058
baseline
▲ 0.50% · 4.625%
HK$87,436
+HK$4,378/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$166,116/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$942,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,070
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$93,903
−HK$2,878/mo
Today · 4.125%
HK$96,781
baseline
▲ 0.50% · 4.625%
HK$102,670
+HK$5,889/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$193,562/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,315
−HK$5,473/mo
▼ 0.25% · 3.875%
HK$104,032
−HK$2,756/mo
Today · 4.125%
HK$106,788
baseline
▲ 0.50% · 4.625%
HK$112,417
+HK$5,629/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$213,576/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$942,993 · Scale 2, in force from 26 Feb 2026)