LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,598
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,172
−HK$1,599/mo
Today · 4.125%
HK$53,771
baseline
▲ 0.50% · 4.625%
HK$57,043
+HK$3,272/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$107,542/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,290
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,800
−HK$1,531/mo
Today · 4.125%
HK$59,331
baseline
▲ 0.50% · 4.625%
HK$62,459
+HK$3,128/mo
Deposit HK$11.09M · loan HK$11.09M · min. income ≈ HK$118,662/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,718
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,607
−HK$1,919/mo
Today · 4.125%
HK$64,526
baseline
▲ 0.50% · 4.625%
HK$68,452
+HK$3,926/mo
Deposit HK$8.88M · loan HK$13.31M · min. income ≈ HK$129,052/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,548
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$69,360
−HK$1,838/mo
Today · 4.125%
HK$71,198
baseline
▲ 0.50% · 4.625%
HK$74,951
+HK$3,753/mo
Deposit HK$8.88M · loan HK$13.31M · min. income ≈ HK$142,396/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,838
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$73,041
−HK$2,239/mo
Today · 4.125%
HK$75,280
baseline
▲ 0.50% · 4.625%
HK$79,860
+HK$4,580/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$150,560/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,806
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$80,920
−HK$2,144/mo
Today · 4.125%
HK$83,064
baseline
▲ 0.50% · 4.625%
HK$87,442
+HK$4,378/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$166,128/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,077
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$93,910
−HK$2,878/mo
Today · 4.125%
HK$96,788
baseline
▲ 0.50% · 4.625%
HK$102,678
+HK$5,890/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$193,576/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,322
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$104,040
−HK$2,756/mo
Today · 4.125%
HK$106,796
baseline
▲ 0.50% · 4.625%
HK$112,426
+HK$5,630/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$213,592/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,065 · Scale 2, in force from 26 Feb 2026)