LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,602
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,176
−HK$1,599/mo
Today · 4.125%
HK$53,775
baseline
▲ 0.50% · 4.625%
HK$57,047
+HK$3,272/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,550/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,294
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,803
−HK$1,532/mo
Today · 4.125%
HK$59,335
baseline
▲ 0.50% · 4.625%
HK$62,463
+HK$3,128/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,670/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,722
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,611
−HK$1,919/mo
Today · 4.125%
HK$64,530
baseline
▲ 0.50% · 4.625%
HK$68,456
+HK$3,926/mo
Deposit HK$8.88M · loan HK$13.31M · min. income ≈ HK$129,060/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,552
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$69,364
−HK$1,838/mo
Today · 4.125%
HK$71,202
baseline
▲ 0.50% · 4.625%
HK$74,955
+HK$3,753/mo
Deposit HK$8.88M · loan HK$13.31M · min. income ≈ HK$142,404/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,842
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$73,046
−HK$2,239/mo
Today · 4.125%
HK$75,285
baseline
▲ 0.50% · 4.625%
HK$79,865
+HK$4,580/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$150,570/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,811
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$80,925
−HK$2,144/mo
Today · 4.125%
HK$83,069
baseline
▲ 0.50% · 4.625%
HK$87,448
+HK$4,379/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$166,138/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,083
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$93,916
−HK$2,878/mo
Today · 4.125%
HK$96,794
baseline
▲ 0.50% · 4.625%
HK$102,684
+HK$5,890/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$193,588/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,329
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$104,046
−HK$2,757/mo
Today · 4.125%
HK$106,803
baseline
▲ 0.50% · 4.625%
HK$112,433
+HK$5,630/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$213,606/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,125 · Scale 2, in force from 26 Feb 2026)