LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,604
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,178
−HK$1,599/mo
Today · 4.125%
HK$53,777
baseline
▲ 0.50% · 4.625%
HK$57,050
+HK$3,273/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,554/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,296
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,806
−HK$1,532/mo
Today · 4.125%
HK$59,338
baseline
▲ 0.50% · 4.625%
HK$62,466
+HK$3,128/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,676/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,725
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,614
−HK$1,919/mo
Today · 4.125%
HK$64,533
baseline
▲ 0.50% · 4.625%
HK$68,459
+HK$3,926/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$129,066/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,556
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$69,367
−HK$1,839/mo
Today · 4.125%
HK$71,206
baseline
▲ 0.50% · 4.625%
HK$74,959
+HK$3,753/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$142,412/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,846
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$73,049
−HK$2,239/mo
Today · 4.125%
HK$75,288
baseline
▲ 0.50% · 4.625%
HK$79,869
+HK$4,581/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$150,576/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,815
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$80,929
−HK$2,144/mo
Today · 4.125%
HK$83,073
baseline
▲ 0.50% · 4.625%
HK$87,452
+HK$4,379/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$166,146/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,087
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$93,920
−HK$2,879/mo
Today · 4.125%
HK$96,799
baseline
▲ 0.50% · 4.625%
HK$102,689
+HK$5,890/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$193,598/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,334
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$104,051
−HK$2,757/mo
Today · 4.125%
HK$106,808
baseline
▲ 0.50% · 4.625%
HK$112,438
+HK$5,630/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$213,616/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,170 · Scale 2, in force from 26 Feb 2026)