LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,605
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,179
−HK$1,599/mo
Today · 4.125%
HK$53,778
baseline
▲ 0.50% · 4.625%
HK$57,050
+HK$3,272/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,556/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,297
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,807
−HK$1,532/mo
Today · 4.125%
HK$59,339
baseline
▲ 0.50% · 4.625%
HK$62,467
+HK$3,128/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,678/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,726
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,614
−HK$1,920/mo
Today · 4.125%
HK$64,534
baseline
▲ 0.50% · 4.625%
HK$68,460
+HK$3,926/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$129,068/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,557
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,368
−HK$1,838/mo
Today · 4.125%
HK$71,206
baseline
▲ 0.50% · 4.625%
HK$74,960
+HK$3,754/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$142,412/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,847
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$73,050
−HK$2,239/mo
Today · 4.125%
HK$75,289
baseline
▲ 0.50% · 4.625%
HK$79,870
+HK$4,581/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$150,578/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,816
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$80,930
−HK$2,144/mo
Today · 4.125%
HK$83,074
baseline
▲ 0.50% · 4.625%
HK$87,453
+HK$4,379/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$166,148/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,088
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$93,922
−HK$2,878/mo
Today · 4.125%
HK$96,800
baseline
▲ 0.50% · 4.625%
HK$102,690
+HK$5,890/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$193,600/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,335
−HK$5,475/mo
▼ 0.25% · 3.875%
HK$104,053
−HK$2,757/mo
Today · 4.125%
HK$106,810
baseline
▲ 0.50% · 4.625%
HK$112,440
+HK$5,630/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$213,620/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,183 · Scale 2, in force from 26 Feb 2026)