LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,605
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,179
−HK$1,600/mo
Today · 4.125%
HK$53,779
baseline
▲ 0.50% · 4.625%
HK$57,051
+HK$3,272/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,558/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,298
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,808
−HK$1,531/mo
Today · 4.125%
HK$59,339
baseline
▲ 0.50% · 4.625%
HK$62,467
+HK$3,128/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,678/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,726
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,615
−HK$1,919/mo
Today · 4.125%
HK$64,534
baseline
▲ 0.50% · 4.625%
HK$68,461
+HK$3,927/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$129,068/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,557
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$69,369
−HK$1,838/mo
Today · 4.125%
HK$71,207
baseline
▲ 0.50% · 4.625%
HK$74,961
+HK$3,754/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$142,414/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,847
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$73,051
−HK$2,239/mo
Today · 4.125%
HK$75,290
baseline
▲ 0.50% · 4.625%
HK$79,871
+HK$4,581/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$150,580/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,817
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$80,931
−HK$2,144/mo
Today · 4.125%
HK$83,075
baseline
▲ 0.50% · 4.625%
HK$87,454
+HK$4,379/mo
Deposit HK$6.66M · loan HK$15.53M · min. income ≈ HK$166,150/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,090
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$93,923
−HK$2,879/mo
Today · 4.125%
HK$96,802
baseline
▲ 0.50% · 4.625%
HK$102,692
+HK$5,890/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$193,604/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,336
−HK$5,475/mo
▼ 0.25% · 3.875%
HK$104,054
−HK$2,757/mo
Today · 4.125%
HK$106,811
baseline
▲ 0.50% · 4.625%
HK$112,441
+HK$5,630/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$213,622/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,195 · Scale 2, in force from 26 Feb 2026)