LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,606
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,180
−HK$1,599/mo
Today · 4.125%
HK$53,779
baseline
▲ 0.50% · 4.625%
HK$57,052
+HK$3,273/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,558/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,299
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,809
−HK$1,531/mo
Today · 4.125%
HK$59,340
baseline
▲ 0.50% · 4.625%
HK$62,468
+HK$3,128/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,680/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,727
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,616
−HK$1,919/mo
Today · 4.125%
HK$64,535
baseline
▲ 0.50% · 4.625%
HK$68,462
+HK$3,927/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$129,070/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,558
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$69,370
−HK$1,838/mo
Today · 4.125%
HK$71,208
baseline
▲ 0.50% · 4.625%
HK$74,962
+HK$3,754/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$142,416/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,848
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$73,052
−HK$2,239/mo
Today · 4.125%
HK$75,291
baseline
▲ 0.50% · 4.625%
HK$79,872
+HK$4,581/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$150,582/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,818
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$80,932
−HK$2,144/mo
Today · 4.125%
HK$83,076
baseline
▲ 0.50% · 4.625%
HK$87,455
+HK$4,379/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$166,152/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,091
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$93,924
−HK$2,879/mo
Today · 4.125%
HK$96,803
baseline
▲ 0.50% · 4.625%
HK$102,693
+HK$5,890/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$193,606/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,338
−HK$5,475/mo
▼ 0.25% · 3.875%
HK$104,055
−HK$2,758/mo
Today · 4.125%
HK$106,813
baseline
▲ 0.50% · 4.625%
HK$112,443
+HK$5,630/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$213,626/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,208 · Scale 2, in force from 26 Feb 2026)