LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,606
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,180
−HK$1,600/mo
Today · 4.125%
HK$53,780
baseline
▲ 0.50% · 4.625%
HK$57,052
+HK$3,272/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,560/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,299
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,809
−HK$1,532/mo
Today · 4.125%
HK$59,341
baseline
▲ 0.50% · 4.625%
HK$62,469
+HK$3,128/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,682/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,728
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,617
−HK$1,919/mo
Today · 4.125%
HK$64,536
baseline
▲ 0.50% · 4.625%
HK$68,463
+HK$3,927/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$129,072/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,559
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$69,371
−HK$1,838/mo
Today · 4.125%
HK$71,209
baseline
▲ 0.50% · 4.625%
HK$74,962
+HK$3,753/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$142,418/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,849
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$73,053
−HK$2,239/mo
Today · 4.125%
HK$75,292
baseline
▲ 0.50% · 4.625%
HK$79,873
+HK$4,581/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$150,584/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,819
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$80,932
−HK$2,145/mo
Today · 4.125%
HK$83,077
baseline
▲ 0.50% · 4.625%
HK$87,456
+HK$4,379/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$166,154/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,091
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$93,925
−HK$2,879/mo
Today · 4.125%
HK$96,804
baseline
▲ 0.50% · 4.625%
HK$102,694
+HK$5,890/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$193,608/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,338
−HK$5,475/mo
▼ 0.25% · 3.875%
HK$104,056
−HK$2,757/mo
Today · 4.125%
HK$106,813
baseline
▲ 0.50% · 4.625%
HK$112,443
+HK$5,630/mo
Deposit HK$2.22M · loan HK$19.97M · min. income ≈ HK$213,626/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,213 · Scale 2, in force from 26 Feb 2026)