LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,610
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,184
−HK$1,599/mo
Today · 4.125%
HK$53,783
baseline
▲ 0.50% · 4.625%
HK$57,056
+HK$3,273/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,566/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,303
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,813
−HK$1,532/mo
Today · 4.125%
HK$59,345
baseline
▲ 0.50% · 4.625%
HK$62,473
+HK$3,128/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,690/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,732
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,621
−HK$1,919/mo
Today · 4.125%
HK$64,540
baseline
▲ 0.50% · 4.625%
HK$68,467
+HK$3,927/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$129,080/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,563
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,375
−HK$1,839/mo
Today · 4.125%
HK$71,214
baseline
▲ 0.50% · 4.625%
HK$74,967
+HK$3,753/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$142,428/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,854
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$73,057
−HK$2,240/mo
Today · 4.125%
HK$75,297
baseline
▲ 0.50% · 4.625%
HK$79,878
+HK$4,581/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$150,594/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,824
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$80,938
−HK$2,144/mo
Today · 4.125%
HK$83,082
baseline
▲ 0.50% · 4.625%
HK$87,462
+HK$4,380/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$166,164/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,097
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$93,931
−HK$2,879/mo
Today · 4.125%
HK$96,810
baseline
▲ 0.50% · 4.625%
HK$102,701
+HK$5,891/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$193,620/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,345
−HK$5,475/mo
▼ 0.25% · 3.875%
HK$104,063
−HK$2,757/mo
Today · 4.125%
HK$106,820
baseline
▲ 0.50% · 4.625%
HK$112,451
+HK$5,631/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$213,640/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,276 · Scale 2, in force from 26 Feb 2026)