LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,611
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,186
−HK$1,599/mo
Today · 4.125%
HK$53,785
baseline
▲ 0.50% · 4.625%
HK$57,058
+HK$3,273/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,570/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,305
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,815
−HK$1,532/mo
Today · 4.125%
HK$59,347
baseline
▲ 0.50% · 4.625%
HK$62,475
+HK$3,128/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,694/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,734
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,623
−HK$1,919/mo
Today · 4.125%
HK$64,542
baseline
▲ 0.50% · 4.625%
HK$68,470
+HK$3,928/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$129,084/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,566
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$69,378
−HK$1,838/mo
Today · 4.125%
HK$71,216
baseline
▲ 0.50% · 4.625%
HK$74,970
+HK$3,754/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$142,432/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,856
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$73,060
−HK$2,239/mo
Today · 4.125%
HK$75,299
baseline
▲ 0.50% · 4.625%
HK$79,881
+HK$4,582/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$150,598/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,827
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$80,941
−HK$2,144/mo
Today · 4.125%
HK$83,085
baseline
▲ 0.50% · 4.625%
HK$87,465
+HK$4,380/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$166,170/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,101
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$93,934
−HK$2,879/mo
Today · 4.125%
HK$96,813
baseline
▲ 0.50% · 4.625%
HK$102,704
+HK$5,891/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$193,626/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,348
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$104,067
−HK$2,757/mo
Today · 4.125%
HK$106,824
baseline
▲ 0.50% · 4.625%
HK$112,455
+HK$5,631/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$213,648/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,309 · Scale 2, in force from 26 Feb 2026)