LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,614
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,188
−HK$1,599/mo
Today · 4.125%
HK$53,787
baseline
▲ 0.50% · 4.625%
HK$57,060
+HK$3,273/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,574/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,307
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,817
−HK$1,532/mo
Today · 4.125%
HK$59,349
baseline
▲ 0.50% · 4.625%
HK$62,477
+HK$3,128/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,698/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,736
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,625
−HK$1,920/mo
Today · 4.125%
HK$64,545
baseline
▲ 0.50% · 4.625%
HK$68,472
+HK$3,927/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$129,090/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,568
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,381
−HK$1,838/mo
Today · 4.125%
HK$71,219
baseline
▲ 0.50% · 4.625%
HK$74,973
+HK$3,754/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$142,438/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,859
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$73,063
−HK$2,239/mo
Today · 4.125%
HK$75,302
baseline
▲ 0.50% · 4.625%
HK$79,884
+HK$4,582/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$150,604/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,830
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$80,944
−HK$2,145/mo
Today · 4.125%
HK$83,089
baseline
▲ 0.50% · 4.625%
HK$87,468
+HK$4,379/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$166,178/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,104
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$93,938
−HK$2,879/mo
Today · 4.125%
HK$96,817
baseline
▲ 0.50% · 4.625%
HK$102,708
+HK$5,891/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$193,634/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,353
−HK$5,475/mo
▼ 0.25% · 3.875%
HK$104,071
−HK$2,757/mo
Today · 4.125%
HK$106,828
baseline
▲ 0.50% · 4.625%
HK$112,459
+HK$5,631/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$213,656/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,348 · Scale 2, in force from 26 Feb 2026)