LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,616
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,190
−HK$1,600/mo
Today · 4.125%
HK$53,790
baseline
▲ 0.50% · 4.625%
HK$57,063
+HK$3,273/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,580/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,309
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,820
−HK$1,532/mo
Today · 4.125%
HK$59,352
baseline
▲ 0.50% · 4.625%
HK$62,480
+HK$3,128/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,704/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,739
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,628
−HK$1,920/mo
Today · 4.125%
HK$64,548
baseline
▲ 0.50% · 4.625%
HK$68,475
+HK$3,927/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$129,096/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,571
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,384
−HK$1,838/mo
Today · 4.125%
HK$71,222
baseline
▲ 0.50% · 4.625%
HK$74,976
+HK$3,754/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$142,444/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,862
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$73,066
−HK$2,240/mo
Today · 4.125%
HK$75,306
baseline
▲ 0.50% · 4.625%
HK$79,888
+HK$4,582/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$150,612/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,833
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$80,948
−HK$2,144/mo
Today · 4.125%
HK$83,092
baseline
▲ 0.50% · 4.625%
HK$87,472
+HK$4,380/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$166,184/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,108
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$93,942
−HK$2,880/mo
Today · 4.125%
HK$96,822
baseline
▲ 0.50% · 4.625%
HK$102,713
+HK$5,891/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$193,644/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,357
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$104,075
−HK$2,758/mo
Today · 4.125%
HK$106,833
baseline
▲ 0.50% · 4.625%
HK$112,464
+HK$5,631/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$213,666/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,389 · Scale 2, in force from 26 Feb 2026)