LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,617
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,191
−HK$1,600/mo
Today · 4.125%
HK$53,791
baseline
▲ 0.50% · 4.625%
HK$57,064
+HK$3,273/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,582/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,311
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,821
−HK$1,532/mo
Today · 4.125%
HK$59,353
baseline
▲ 0.50% · 4.625%
HK$62,481
+HK$3,128/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,706/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,740
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,629
−HK$1,920/mo
Today · 4.125%
HK$64,549
baseline
▲ 0.50% · 4.625%
HK$68,477
+HK$3,928/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$129,098/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,573
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$69,385
−HK$1,838/mo
Today · 4.125%
HK$71,223
baseline
▲ 0.50% · 4.625%
HK$74,978
+HK$3,755/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$142,446/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,863
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$73,068
−HK$2,239/mo
Today · 4.125%
HK$75,307
baseline
▲ 0.50% · 4.625%
HK$79,889
+HK$4,582/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$150,614/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,835
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$80,949
−HK$2,145/mo
Today · 4.125%
HK$83,094
baseline
▲ 0.50% · 4.625%
HK$87,474
+HK$4,380/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$166,188/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,110
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$93,944
−HK$2,879/mo
Today · 4.125%
HK$96,823
baseline
▲ 0.50% · 4.625%
HK$102,715
+HK$5,892/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$193,646/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,359
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$104,077
−HK$2,758/mo
Today · 4.125%
HK$106,835
baseline
▲ 0.50% · 4.625%
HK$112,467
+HK$5,632/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$213,670/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,408 · Scale 2, in force from 26 Feb 2026)