LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,622
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,197
−HK$1,599/mo
Today · 4.125%
HK$53,796
baseline
▲ 0.50% · 4.625%
HK$57,070
+HK$3,274/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,592/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,316
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,827
−HK$1,532/mo
Today · 4.125%
HK$59,359
baseline
▲ 0.50% · 4.625%
HK$62,488
+HK$3,129/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,718/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,746
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,636
−HK$1,920/mo
Today · 4.125%
HK$64,556
baseline
▲ 0.50% · 4.625%
HK$68,484
+HK$3,928/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$129,112/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,580
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,392
−HK$1,839/mo
Today · 4.125%
HK$71,231
baseline
▲ 0.50% · 4.625%
HK$74,985
+HK$3,754/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$142,462/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,871
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$73,075
−HK$2,240/mo
Today · 4.125%
HK$75,315
baseline
▲ 0.50% · 4.625%
HK$79,898
+HK$4,583/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$150,630/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,843
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$80,957
−HK$2,146/mo
Today · 4.125%
HK$83,103
baseline
▲ 0.50% · 4.625%
HK$87,483
+HK$4,380/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$166,206/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,119
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$93,954
−HK$2,879/mo
Today · 4.125%
HK$96,833
baseline
▲ 0.50% · 4.625%
HK$102,726
+HK$5,893/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$193,666/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,369
−HK$5,477/mo
▼ 0.25% · 3.875%
HK$104,088
−HK$2,758/mo
Today · 4.125%
HK$106,846
baseline
▲ 0.50% · 4.625%
HK$112,478
+HK$5,632/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$213,692/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,505 · Scale 2, in force from 26 Feb 2026)