LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,625
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,199
−HK$1,600/mo
Today · 4.125%
HK$53,799
baseline
▲ 0.50% · 4.625%
HK$57,073
+HK$3,274/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,598/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,319
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,830
−HK$1,532/mo
Today · 4.125%
HK$59,362
baseline
▲ 0.50% · 4.625%
HK$62,491
+HK$3,129/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,724/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,750
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,639
−HK$1,920/mo
Today · 4.125%
HK$64,559
baseline
▲ 0.50% · 4.625%
HK$68,487
+HK$3,928/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$129,118/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,583
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,396
−HK$1,839/mo
Today · 4.125%
HK$71,235
baseline
▲ 0.50% · 4.625%
HK$74,990
+HK$3,755/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$142,470/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,875
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$73,079
−HK$2,240/mo
Today · 4.125%
HK$75,319
baseline
▲ 0.50% · 4.625%
HK$79,902
+HK$4,583/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$150,638/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,847
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$80,962
−HK$2,145/mo
Today · 4.125%
HK$83,107
baseline
▲ 0.50% · 4.625%
HK$87,488
+HK$4,381/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$166,214/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,124
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$93,959
−HK$2,880/mo
Today · 4.125%
HK$96,839
baseline
▲ 0.50% · 4.625%
HK$102,731
+HK$5,892/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$193,678/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,375
−HK$5,477/mo
▼ 0.25% · 3.875%
HK$104,094
−HK$2,758/mo
Today · 4.125%
HK$106,852
baseline
▲ 0.50% · 4.625%
HK$112,484
+HK$5,632/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$213,704/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,556 · Scale 2, in force from 26 Feb 2026)