LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,625
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,200
−HK$1,600/mo
Today · 4.125%
HK$53,800
baseline
▲ 0.50% · 4.625%
HK$57,074
+HK$3,274/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,600/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,320
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,831
−HK$1,532/mo
Today · 4.125%
HK$59,363
baseline
▲ 0.50% · 4.625%
HK$62,492
+HK$3,129/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,726/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$943,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,751
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,640
−HK$1,920/mo
Today · 4.125%
HK$64,560
baseline
▲ 0.50% · 4.625%
HK$68,488
+HK$3,928/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$129,120/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,584
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,397
−HK$1,839/mo
Today · 4.125%
HK$71,236
baseline
▲ 0.50% · 4.625%
HK$74,991
+HK$3,755/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$142,472/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,876
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$73,080
−HK$2,240/mo
Today · 4.125%
HK$75,320
baseline
▲ 0.50% · 4.625%
HK$79,903
+HK$4,583/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$150,640/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,848
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$80,963
−HK$2,145/mo
Today · 4.125%
HK$83,108
baseline
▲ 0.50% · 4.625%
HK$87,489
+HK$4,381/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$166,216/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,126
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$93,960
−HK$2,880/mo
Today · 4.125%
HK$96,840
baseline
▲ 0.50% · 4.625%
HK$102,733
+HK$5,893/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$193,680/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,377
−HK$5,477/mo
▼ 0.25% · 3.875%
HK$104,095
−HK$2,759/mo
Today · 4.125%
HK$106,854
baseline
▲ 0.50% · 4.625%
HK$112,486
+HK$5,632/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$213,708/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,571 · Scale 2, in force from 26 Feb 2026)