LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,629
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,203
−HK$1,600/mo
Today · 4.125%
HK$53,803
baseline
▲ 0.50% · 4.625%
HK$57,077
+HK$3,274/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,606/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,324
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,834
−HK$1,533/mo
Today · 4.125%
HK$59,367
baseline
▲ 0.50% · 4.625%
HK$62,496
+HK$3,129/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,734/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,754
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,644
−HK$1,920/mo
Today · 4.125%
HK$64,564
baseline
▲ 0.50% · 4.625%
HK$68,493
+HK$3,929/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$129,128/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,588
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,401
−HK$1,839/mo
Today · 4.125%
HK$71,240
baseline
▲ 0.50% · 4.625%
HK$74,995
+HK$3,755/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$142,480/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,880
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$73,085
−HK$2,240/mo
Today · 4.125%
HK$75,325
baseline
▲ 0.50% · 4.625%
HK$79,908
+HK$4,583/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$150,650/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,853
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$80,968
−HK$2,145/mo
Today · 4.125%
HK$83,113
baseline
▲ 0.50% · 4.625%
HK$87,494
+HK$4,381/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$166,226/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,131
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$93,966
−HK$2,880/mo
Today · 4.125%
HK$96,846
baseline
▲ 0.50% · 4.625%
HK$102,739
+HK$5,893/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$193,692/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,383
−HK$5,477/mo
▼ 0.25% · 3.875%
HK$104,102
−HK$2,758/mo
Today · 4.125%
HK$106,860
baseline
▲ 0.50% · 4.625%
HK$112,493
+HK$5,633/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$213,720/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,628 · Scale 2, in force from 26 Feb 2026)