LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,629
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,204
−HK$1,600/mo
Today · 4.125%
HK$53,804
baseline
▲ 0.50% · 4.625%
HK$57,078
+HK$3,274/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,608/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,324
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,835
−HK$1,532/mo
Today · 4.125%
HK$59,367
baseline
▲ 0.50% · 4.625%
HK$62,496
+HK$3,129/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,734/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,755
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,644
−HK$1,920/mo
Today · 4.125%
HK$64,564
baseline
▲ 0.50% · 4.625%
HK$68,493
+HK$3,929/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$129,128/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,589
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,402
−HK$1,839/mo
Today · 4.125%
HK$71,241
baseline
▲ 0.50% · 4.625%
HK$74,996
+HK$3,755/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$142,482/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$943,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,880
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$73,085
−HK$2,240/mo
Today · 4.125%
HK$75,325
baseline
▲ 0.50% · 4.625%
HK$79,909
+HK$4,584/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$150,650/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,854
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$80,969
−HK$2,145/mo
Today · 4.125%
HK$83,114
baseline
▲ 0.50% · 4.625%
HK$87,495
+HK$4,381/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$166,228/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,132
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$93,967
−HK$2,880/mo
Today · 4.125%
HK$96,847
baseline
▲ 0.50% · 4.625%
HK$102,740
+HK$5,893/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$193,694/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,383
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$104,102
−HK$2,759/mo
Today · 4.125%
HK$106,861
baseline
▲ 0.50% · 4.625%
HK$112,494
+HK$5,633/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$213,722/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,634 · Scale 2, in force from 26 Feb 2026)