LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,631
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,206
−HK$1,600/mo
Today · 4.125%
HK$53,806
baseline
▲ 0.50% · 4.625%
HK$57,080
+HK$3,274/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,612/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,327
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,838
−HK$1,532/mo
Today · 4.125%
HK$59,370
baseline
▲ 0.50% · 4.625%
HK$62,500
+HK$3,130/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,740/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,758
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,648
−HK$1,920/mo
Today · 4.125%
HK$64,568
baseline
▲ 0.50% · 4.625%
HK$68,496
+HK$3,928/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$129,136/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,592
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,405
−HK$1,839/mo
Today · 4.125%
HK$71,244
baseline
▲ 0.50% · 4.625%
HK$74,999
+HK$3,755/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$142,488/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,884
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$73,089
−HK$2,240/mo
Today · 4.125%
HK$75,329
baseline
▲ 0.50% · 4.625%
HK$79,913
+HK$4,584/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$150,658/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,858
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$80,973
−HK$2,145/mo
Today · 4.125%
HK$83,118
baseline
▲ 0.50% · 4.625%
HK$87,499
+HK$4,381/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$166,236/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$943,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,136
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$93,971
−HK$2,881/mo
Today · 4.125%
HK$96,852
baseline
▲ 0.50% · 4.625%
HK$102,745
+HK$5,893/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$193,704/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,388
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$104,108
−HK$2,758/mo
Today · 4.125%
HK$106,866
baseline
▲ 0.50% · 4.625%
HK$112,499
+HK$5,633/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$213,732/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,681 · Scale 2, in force from 26 Feb 2026)