LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,633
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,208
−HK$1,600/mo
Today · 4.125%
HK$53,808
baseline
▲ 0.50% · 4.625%
HK$57,082
+HK$3,274/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,616/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,328
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,839
−HK$1,532/mo
Today · 4.125%
HK$59,371
baseline
▲ 0.50% · 4.625%
HK$62,501
+HK$3,130/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,742/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,759
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,649
−HK$1,920/mo
Today · 4.125%
HK$64,569
baseline
▲ 0.50% · 4.625%
HK$68,498
+HK$3,929/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$129,138/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,594
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,407
−HK$1,839/mo
Today · 4.125%
HK$71,246
baseline
▲ 0.50% · 4.625%
HK$75,001
+HK$3,755/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$142,492/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,886
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$73,091
−HK$2,240/mo
Today · 4.125%
HK$75,331
baseline
▲ 0.50% · 4.625%
HK$79,914
+HK$4,583/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$150,662/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$943,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,859
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$80,974
−HK$2,146/mo
Today · 4.125%
HK$83,120
baseline
▲ 0.50% · 4.625%
HK$87,501
+HK$4,381/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$166,240/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$943,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,139
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$93,974
−HK$2,880/mo
Today · 4.125%
HK$96,854
baseline
▲ 0.50% · 4.625%
HK$102,747
+HK$5,893/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$193,708/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,391
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$104,110
−HK$2,759/mo
Today · 4.125%
HK$106,869
baseline
▲ 0.50% · 4.625%
HK$112,502
+HK$5,633/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$213,738/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,703 · Scale 2, in force from 26 Feb 2026)