LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,634
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,209
−HK$1,600/mo
Today · 4.125%
HK$53,809
baseline
▲ 0.50% · 4.625%
HK$57,083
+HK$3,274/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,618/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,330
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,840
−HK$1,533/mo
Today · 4.125%
HK$59,373
baseline
▲ 0.50% · 4.625%
HK$62,503
+HK$3,130/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,746/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,761
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,651
−HK$1,920/mo
Today · 4.125%
HK$64,571
baseline
▲ 0.50% · 4.625%
HK$68,500
+HK$3,929/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$129,142/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,596
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,409
−HK$1,839/mo
Today · 4.125%
HK$71,248
baseline
▲ 0.50% · 4.625%
HK$75,003
+HK$3,755/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$142,496/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,887
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$73,092
−HK$2,241/mo
Today · 4.125%
HK$75,333
baseline
▲ 0.50% · 4.625%
HK$79,917
+HK$4,584/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$150,666/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$943,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,862
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$80,977
−HK$2,145/mo
Today · 4.125%
HK$83,122
baseline
▲ 0.50% · 4.625%
HK$87,504
+HK$4,382/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$166,244/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$943,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,141
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$93,976
−HK$2,880/mo
Today · 4.125%
HK$96,856
baseline
▲ 0.50% · 4.625%
HK$102,750
+HK$5,894/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$193,712/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,393
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$104,113
−HK$2,758/mo
Today · 4.125%
HK$106,871
baseline
▲ 0.50% · 4.625%
HK$112,505
+HK$5,634/mo
Deposit HK$2.22M · loan HK$19.98M · min. income ≈ HK$213,742/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,728 · Scale 2, in force from 26 Feb 2026)