LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,635
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,210
−HK$1,600/mo
Today · 4.125%
HK$53,810
baseline
▲ 0.50% · 4.625%
HK$57,085
+HK$3,275/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,620/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,331
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,842
−HK$1,532/mo
Today · 4.125%
HK$59,374
baseline
▲ 0.50% · 4.625%
HK$62,504
+HK$3,130/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,748/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,762
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,652
−HK$1,920/mo
Today · 4.125%
HK$64,572
baseline
▲ 0.50% · 4.625%
HK$68,501
+HK$3,929/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$129,144/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,597
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,410
−HK$1,839/mo
Today · 4.125%
HK$71,249
baseline
▲ 0.50% · 4.625%
HK$75,005
+HK$3,756/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$142,498/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,889
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$73,094
−HK$2,240/mo
Today · 4.125%
HK$75,334
baseline
▲ 0.50% · 4.625%
HK$79,918
+HK$4,584/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$150,668/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$943,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,863
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$80,978
−HK$2,146/mo
Today · 4.125%
HK$83,124
baseline
▲ 0.50% · 4.625%
HK$87,506
+HK$4,382/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$166,248/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$943,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,143
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$93,978
−HK$2,880/mo
Today · 4.125%
HK$96,858
baseline
▲ 0.50% · 4.625%
HK$102,752
+HK$5,894/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$193,716/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,396
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$104,115
−HK$2,759/mo
Today · 4.125%
HK$106,874
baseline
▲ 0.50% · 4.625%
HK$112,507
+HK$5,633/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$213,748/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,749 · Scale 2, in force from 26 Feb 2026)