LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,637
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,212
−HK$1,601/mo
Today · 4.125%
HK$53,813
baseline
▲ 0.50% · 4.625%
HK$57,087
+HK$3,274/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,626/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,333
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,844
−HK$1,533/mo
Today · 4.125%
HK$59,377
baseline
▲ 0.50% · 4.625%
HK$62,507
+HK$3,130/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,754/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,765
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,655
−HK$1,920/mo
Today · 4.125%
HK$64,575
baseline
▲ 0.50% · 4.625%
HK$68,504
+HK$3,929/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$129,150/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,600
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,413
−HK$1,839/mo
Today · 4.125%
HK$71,252
baseline
▲ 0.50% · 4.625%
HK$75,008
+HK$3,756/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$142,504/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,892
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$73,097
−HK$2,241/mo
Today · 4.125%
HK$75,338
baseline
▲ 0.50% · 4.625%
HK$79,922
+HK$4,584/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$150,676/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$943,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,867
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$80,982
−HK$2,146/mo
Today · 4.125%
HK$83,128
baseline
▲ 0.50% · 4.625%
HK$87,510
+HK$4,382/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$166,256/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$943,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,147
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$93,982
−HK$2,881/mo
Today · 4.125%
HK$96,863
baseline
▲ 0.50% · 4.625%
HK$102,757
+HK$5,894/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$193,726/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,400
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$104,120
−HK$2,759/mo
Today · 4.125%
HK$106,879
baseline
▲ 0.50% · 4.625%
HK$112,512
+HK$5,633/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$213,758/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,791 · Scale 2, in force from 26 Feb 2026)