LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,638
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,213
−HK$1,600/mo
Today · 4.125%
HK$53,813
baseline
▲ 0.50% · 4.625%
HK$57,087
+HK$3,274/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,626/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,334
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,845
−HK$1,532/mo
Today · 4.125%
HK$59,377
baseline
▲ 0.50% · 4.625%
HK$62,507
+HK$3,130/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,754/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,765
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$62,655
−HK$1,921/mo
Today · 4.125%
HK$64,576
baseline
▲ 0.50% · 4.625%
HK$68,505
+HK$3,929/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$129,152/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,601
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,414
−HK$1,839/mo
Today · 4.125%
HK$71,253
baseline
▲ 0.50% · 4.625%
HK$75,009
+HK$3,756/mo
Deposit HK$8.88M · loan HK$13.32M · min. income ≈ HK$142,506/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,893
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$73,098
−HK$2,240/mo
Today · 4.125%
HK$75,338
baseline
▲ 0.50% · 4.625%
HK$79,922
+HK$4,584/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$150,676/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$943,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,867
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$80,983
−HK$2,145/mo
Today · 4.125%
HK$83,128
baseline
▲ 0.50% · 4.625%
HK$87,510
+HK$4,382/mo
Deposit HK$6.66M · loan HK$15.54M · min. income ≈ HK$166,256/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$943,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,148
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$93,983
−HK$2,880/mo
Today · 4.125%
HK$96,863
baseline
▲ 0.50% · 4.625%
HK$102,757
+HK$5,894/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$193,726/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,401
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$104,120
−HK$2,759/mo
Today · 4.125%
HK$106,879
baseline
▲ 0.50% · 4.625%
HK$112,513
+HK$5,634/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$213,758/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,797 · Scale 2, in force from 26 Feb 2026)