LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,642
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,217
−HK$1,601/mo
Today · 4.125%
HK$53,818
baseline
▲ 0.50% · 4.625%
HK$57,093
+HK$3,275/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,636/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,339
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,850
−HK$1,533/mo
Today · 4.125%
HK$59,383
baseline
▲ 0.50% · 4.625%
HK$62,513
+HK$3,130/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,766/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,771
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,661
−HK$1,920/mo
Today · 4.125%
HK$64,581
baseline
▲ 0.50% · 4.625%
HK$68,511
+HK$3,930/mo
Deposit HK$8.88M · loan HK$13.33M · min. income ≈ HK$129,162/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,607
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,420
−HK$1,839/mo
Today · 4.125%
HK$71,259
baseline
▲ 0.50% · 4.625%
HK$75,015
+HK$3,756/mo
Deposit HK$8.88M · loan HK$13.33M · min. income ≈ HK$142,518/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,899
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$73,104
−HK$2,241/mo
Today · 4.125%
HK$75,345
baseline
▲ 0.50% · 4.625%
HK$79,930
+HK$4,585/mo
Deposit HK$6.66M · loan HK$15.55M · min. income ≈ HK$150,690/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$943,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,874
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$80,990
−HK$2,146/mo
Today · 4.125%
HK$83,136
baseline
▲ 0.50% · 4.625%
HK$87,518
+HK$4,382/mo
Deposit HK$6.66M · loan HK$15.55M · min. income ≈ HK$166,272/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$943,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,156
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$93,991
−HK$2,881/mo
Today · 4.125%
HK$96,872
baseline
▲ 0.50% · 4.625%
HK$102,767
+HK$5,895/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$193,744/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,410
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$104,130
−HK$2,759/mo
Today · 4.125%
HK$106,889
baseline
▲ 0.50% · 4.625%
HK$112,523
+HK$5,634/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$213,778/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,882 · Scale 2, in force from 26 Feb 2026)