LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,643
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,218
−HK$1,601/mo
Today · 4.125%
HK$53,819
baseline
▲ 0.50% · 4.625%
HK$57,093
+HK$3,274/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,638/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,340
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,851
−HK$1,533/mo
Today · 4.125%
HK$59,384
baseline
▲ 0.50% · 4.625%
HK$62,514
+HK$3,130/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,768/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,771
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$62,662
−HK$1,920/mo
Today · 4.125%
HK$64,582
baseline
▲ 0.50% · 4.625%
HK$68,512
+HK$3,930/mo
Deposit HK$8.88M · loan HK$13.33M · min. income ≈ HK$129,164/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,608
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,421
−HK$1,839/mo
Today · 4.125%
HK$71,260
baseline
▲ 0.50% · 4.625%
HK$75,016
+HK$3,756/mo
Deposit HK$8.88M · loan HK$13.33M · min. income ≈ HK$142,520/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,900
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$73,105
−HK$2,241/mo
Today · 4.125%
HK$75,346
baseline
▲ 0.50% · 4.625%
HK$79,931
+HK$4,585/mo
Deposit HK$6.66M · loan HK$15.55M · min. income ≈ HK$150,692/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$943,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,876
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$80,991
−HK$2,146/mo
Today · 4.125%
HK$83,137
baseline
▲ 0.50% · 4.625%
HK$87,519
+HK$4,382/mo
Deposit HK$6.66M · loan HK$15.55M · min. income ≈ HK$166,274/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$943,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,157
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$93,993
−HK$2,880/mo
Today · 4.125%
HK$96,873
baseline
▲ 0.50% · 4.625%
HK$102,768
+HK$5,895/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$193,746/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,411
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$104,131
−HK$2,759/mo
Today · 4.125%
HK$106,890
baseline
▲ 0.50% · 4.625%
HK$112,525
+HK$5,635/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$213,780/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,895 · Scale 2, in force from 26 Feb 2026)