LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,643
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,219
−HK$1,600/mo
Today · 4.125%
HK$53,819
baseline
▲ 0.50% · 4.625%
HK$57,094
+HK$3,275/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,638/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,340
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,851
−HK$1,533/mo
Today · 4.125%
HK$59,384
baseline
▲ 0.50% · 4.625%
HK$62,514
+HK$3,130/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,768/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,772
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$62,662
−HK$1,921/mo
Today · 4.125%
HK$64,583
baseline
▲ 0.50% · 4.625%
HK$68,513
+HK$3,930/mo
Deposit HK$8.88M · loan HK$13.33M · min. income ≈ HK$129,166/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,608
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,422
−HK$1,839/mo
Today · 4.125%
HK$71,261
baseline
▲ 0.50% · 4.625%
HK$75,017
+HK$3,756/mo
Deposit HK$8.88M · loan HK$13.33M · min. income ≈ HK$142,522/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,901
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$73,106
−HK$2,241/mo
Today · 4.125%
HK$75,347
baseline
▲ 0.50% · 4.625%
HK$79,931
+HK$4,584/mo
Deposit HK$6.66M · loan HK$15.55M · min. income ≈ HK$150,694/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$943,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,876
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$80,992
−HK$2,146/mo
Today · 4.125%
HK$83,138
baseline
▲ 0.50% · 4.625%
HK$87,520
+HK$4,382/mo
Deposit HK$6.66M · loan HK$15.55M · min. income ≈ HK$166,276/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$943,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,158
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$93,994
−HK$2,880/mo
Today · 4.125%
HK$96,874
baseline
▲ 0.50% · 4.625%
HK$102,769
+HK$5,895/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$193,748/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,412
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$104,132
−HK$2,759/mo
Today · 4.125%
HK$106,891
baseline
▲ 0.50% · 4.625%
HK$112,526
+HK$5,635/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$213,782/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,904 · Scale 2, in force from 26 Feb 2026)