LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,644
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,219
−HK$1,601/mo
Today · 4.125%
HK$53,820
baseline
▲ 0.50% · 4.625%
HK$57,094
+HK$3,274/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$107,640/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,341
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,852
−HK$1,533/mo
Today · 4.125%
HK$59,385
baseline
▲ 0.50% · 4.625%
HK$62,515
+HK$3,130/mo
Deposit HK$11.10M · loan HK$11.10M · min. income ≈ HK$118,770/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,773
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$62,663
−HK$1,921/mo
Today · 4.125%
HK$64,584
baseline
▲ 0.50% · 4.625%
HK$68,513
+HK$3,929/mo
Deposit HK$8.88M · loan HK$13.33M · min. income ≈ HK$129,168/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,609
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,422
−HK$1,840/mo
Today · 4.125%
HK$71,262
baseline
▲ 0.50% · 4.625%
HK$75,018
+HK$3,756/mo
Deposit HK$8.88M · loan HK$13.33M · min. income ≈ HK$142,524/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,901
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$73,107
−HK$2,240/mo
Today · 4.125%
HK$75,347
baseline
▲ 0.50% · 4.625%
HK$79,932
+HK$4,585/mo
Deposit HK$6.66M · loan HK$15.55M · min. income ≈ HK$150,694/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$943,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,877
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$80,992
−HK$2,146/mo
Today · 4.125%
HK$83,138
baseline
▲ 0.50% · 4.625%
HK$87,521
+HK$4,383/mo
Deposit HK$6.66M · loan HK$15.55M · min. income ≈ HK$166,276/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$943,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,159
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$93,994
−HK$2,881/mo
Today · 4.125%
HK$96,875
baseline
▲ 0.50% · 4.625%
HK$102,770
+HK$5,895/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$193,750/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,413
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$104,133
−HK$2,759/mo
Today · 4.125%
HK$106,892
baseline
▲ 0.50% · 4.625%
HK$112,527
+HK$5,635/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$213,784/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,912 · Scale 2, in force from 26 Feb 2026)