LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,645
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,221
−HK$1,600/mo
Today · 4.125%
HK$53,821
baseline
▲ 0.50% · 4.625%
HK$57,096
+HK$3,275/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,642/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,342
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,854
−HK$1,532/mo
Today · 4.125%
HK$59,386
baseline
▲ 0.50% · 4.625%
HK$62,517
+HK$3,131/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,772/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,774
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$62,665
−HK$1,920/mo
Today · 4.125%
HK$64,585
baseline
▲ 0.50% · 4.625%
HK$68,515
+HK$3,930/mo
Deposit HK$8.88M · loan HK$13.33M · min. income ≈ HK$129,170/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,611
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,424
−HK$1,840/mo
Today · 4.125%
HK$71,264
baseline
▲ 0.50% · 4.625%
HK$75,020
+HK$3,756/mo
Deposit HK$8.88M · loan HK$13.33M · min. income ≈ HK$142,528/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,903
−HK$4,447/mo
▼ 0.25% · 3.875%
HK$73,109
−HK$2,241/mo
Today · 4.125%
HK$75,350
baseline
▲ 0.50% · 4.625%
HK$79,935
+HK$4,585/mo
Deposit HK$6.66M · loan HK$15.55M · min. income ≈ HK$150,700/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$943,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,879
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$80,995
−HK$2,146/mo
Today · 4.125%
HK$83,141
baseline
▲ 0.50% · 4.625%
HK$87,523
+HK$4,382/mo
Deposit HK$6.66M · loan HK$15.55M · min. income ≈ HK$166,282/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$943,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,162
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$93,997
−HK$2,881/mo
Today · 4.125%
HK$96,878
baseline
▲ 0.50% · 4.625%
HK$102,773
+HK$5,895/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$193,756/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,416
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$104,136
−HK$2,760/mo
Today · 4.125%
HK$106,896
baseline
▲ 0.50% · 4.625%
HK$112,530
+HK$5,634/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$213,792/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,941 · Scale 2, in force from 26 Feb 2026)