LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,645
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,221
−HK$1,600/mo
Today · 4.125%
HK$53,821
baseline
▲ 0.50% · 4.625%
HK$57,096
+HK$3,275/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,642/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,343
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,854
−HK$1,533/mo
Today · 4.125%
HK$59,387
baseline
▲ 0.50% · 4.625%
HK$62,517
+HK$3,130/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,774/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$943,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,775
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$62,665
−HK$1,921/mo
Today · 4.125%
HK$64,586
baseline
▲ 0.50% · 4.625%
HK$68,516
+HK$3,930/mo
Deposit HK$8.88M · loan HK$13.33M · min. income ≈ HK$129,172/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,611
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,424
−HK$1,840/mo
Today · 4.125%
HK$71,264
baseline
▲ 0.50% · 4.625%
HK$75,020
+HK$3,756/mo
Deposit HK$8.88M · loan HK$13.33M · min. income ≈ HK$142,528/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$943,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,904
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$73,109
−HK$2,241/mo
Today · 4.125%
HK$75,350
baseline
▲ 0.50% · 4.625%
HK$79,935
+HK$4,585/mo
Deposit HK$6.66M · loan HK$15.55M · min. income ≈ HK$150,700/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$943,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,880
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$80,995
−HK$2,146/mo
Today · 4.125%
HK$83,141
baseline
▲ 0.50% · 4.625%
HK$87,524
+HK$4,383/mo
Deposit HK$6.66M · loan HK$15.55M · min. income ≈ HK$166,282/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$943,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,162
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$93,998
−HK$2,881/mo
Today · 4.125%
HK$96,879
baseline
▲ 0.50% · 4.625%
HK$102,773
+HK$5,894/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$193,758/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,417
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$104,137
−HK$2,759/mo
Today · 4.125%
HK$106,896
baseline
▲ 0.50% · 4.625%
HK$112,531
+HK$5,635/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$213,792/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$943,944 · Scale 2, in force from 26 Feb 2026)