LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,650
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,225
−HK$1,601/mo
Today · 4.125%
HK$53,826
baseline
▲ 0.50% · 4.625%
HK$57,101
+HK$3,275/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,652/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,347
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,859
−HK$1,533/mo
Today · 4.125%
HK$59,392
baseline
▲ 0.50% · 4.625%
HK$62,522
+HK$3,130/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,784/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,780
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$62,670
−HK$1,921/mo
Today · 4.125%
HK$64,591
baseline
▲ 0.50% · 4.625%
HK$68,521
+HK$3,930/mo
Deposit HK$8.88M · loan HK$13.33M · min. income ≈ HK$129,182/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,617
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,430
−HK$1,840/mo
Today · 4.125%
HK$71,270
baseline
▲ 0.50% · 4.625%
HK$75,027
+HK$3,757/mo
Deposit HK$8.88M · loan HK$13.33M · min. income ≈ HK$142,540/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,910
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$73,115
−HK$2,241/mo
Today · 4.125%
HK$75,356
baseline
▲ 0.50% · 4.625%
HK$79,942
+HK$4,586/mo
Deposit HK$6.66M · loan HK$15.55M · min. income ≈ HK$150,712/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,886
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$81,002
−HK$2,146/mo
Today · 4.125%
HK$83,148
baseline
▲ 0.50% · 4.625%
HK$87,531
+HK$4,383/mo
Deposit HK$6.66M · loan HK$15.55M · min. income ≈ HK$166,296/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,170
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$94,005
−HK$2,882/mo
Today · 4.125%
HK$96,887
baseline
▲ 0.50% · 4.625%
HK$102,782
+HK$5,895/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$193,774/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,425
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$104,145
−HK$2,760/mo
Today · 4.125%
HK$106,905
baseline
▲ 0.50% · 4.625%
HK$112,540
+HK$5,635/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$213,810/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,024 · Scale 2, in force from 26 Feb 2026)