LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,652
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,227
−HK$1,601/mo
Today · 4.125%
HK$53,828
baseline
▲ 0.50% · 4.625%
HK$57,104
+HK$3,276/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,656/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,350
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,861
−HK$1,533/mo
Today · 4.125%
HK$59,394
baseline
▲ 0.50% · 4.625%
HK$62,525
+HK$3,131/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,788/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,782
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,673
−HK$1,921/mo
Today · 4.125%
HK$64,594
baseline
▲ 0.50% · 4.625%
HK$68,524
+HK$3,930/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$129,188/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,620
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,433
−HK$1,840/mo
Today · 4.125%
HK$71,273
baseline
▲ 0.50% · 4.625%
HK$75,030
+HK$3,757/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$142,546/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,913
−HK$4,447/mo
▼ 0.25% · 3.875%
HK$73,118
−HK$2,242/mo
Today · 4.125%
HK$75,360
baseline
▲ 0.50% · 4.625%
HK$79,945
+HK$4,585/mo
Deposit HK$6.66M · loan HK$15.55M · min. income ≈ HK$150,720/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,890
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$81,005
−HK$2,147/mo
Today · 4.125%
HK$83,152
baseline
▲ 0.50% · 4.625%
HK$87,535
+HK$4,383/mo
Deposit HK$6.66M · loan HK$15.55M · min. income ≈ HK$166,304/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,173
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$94,009
−HK$2,882/mo
Today · 4.125%
HK$96,891
baseline
▲ 0.50% · 4.625%
HK$102,786
+HK$5,895/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$193,782/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,430
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$104,150
−HK$2,759/mo
Today · 4.125%
HK$106,909
baseline
▲ 0.50% · 4.625%
HK$112,545
+HK$5,636/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$213,818/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,063 · Scale 2, in force from 26 Feb 2026)